Aon

Halal Rating :
Comfortable
Last Price $386
Market Cap $79.29b
1D Change

0.65 %

1 Year Change

22.02 %

Next Earnings Date

Yet to be announced

Company Overview

Aon plc provides advice and solutions to clients focused on risk, retirement, and health worldwide. It offers commercial risk solutions, including retail brokerage, cyber, and global risk consulting solutions. The company also provides treaty and facultative reinsurance, as well as capital raising, strategic advice, restructuring, and mergers and acquisitions services.

Revenue Sources

Pass

Based on analysis of Aon's business model and revenue sources, their main income comes from insurance brokerage, consulting, and professional services. While some insurance products they broker may have conventional insurance elements, their role as a broker/advisor rather than underwriter means they don't directly engage in conventional insurance risk transfer. Their revenue is primarily from fees and commissions for professional services.

Reliance on Interest

Reporting Date Total Revenue Total Expense Interest Income Interest Expense Interest Income Ratio Interest Expense Ratio
Sept. 30, 2024 $3.51b $213.0m $-210,000,000.0 $213.0m 5.95% 100.00%
June 30, 2024 $3.57b $225.0m $-190,000,000.0 $225.0m 5.44% 100.00%
March 31, 2024 $3.95b $144.0m $-120,000,000.0 $144.0m 2.93% 100.00%
Dec. 31, 2023 $3.26b $124.0m $-110,000,000.0 $124.0m 3.43% 100.00%

Looking at the most recent four quarters of financial data, interest income remains a minor component relative to total revenue. Interest expense ratios relative to total expenses also remain within acceptable levels. The interest components appear to be related to normal business operations rather than interest-based business activities.

Operational Ethics

Pass

While Aon operates globally, research does not indicate any material ongoing partnerships or significant business relationships with entities involved in human rights violations. No evidence was found of current R&D centers or major operations in Israel.

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