Cincinnati Financial
1.0 %
27.4 %
Yet to be announced
Company Overview
Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance and Excess and Surplus Lines Insurance. The Life Insurance segment provides term life insurance products and universal life insurance. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds.
Revenue Sources
PassCincinnati Financial's primary revenue streams come from insurance premiums and investment income from their insurance operations. Insurance is a permissible business activity as it involves risk sharing rather than gambling. While the company maintains an investment portfolio, their core business model is focused on providing insurance services which is halal.
Reliance on Interest
| Reporting Date | Total Revenue | Total Expense | Interest Income | Interest Expense | Interest Income Ratio | Interest Expense Ratio |
|---|---|---|---|---|---|---|
| March 31, 2025 | $2.55b | $13.0m | $-13,000,000.0 | $13.0m | 0.51% | 100.00% |
| Dec. 31, 2024 | $2.52b | $13.0m | $-13,000,000.0 | $13.0m | 0.51% | 100.00% |
| Sept. 30, 2024 | $3.31b | $13.0m | $-13,000,000.0 | $13.0m | 0.39% | 100.00% |
| June 30, 2024 | $2.53b | $14.0m | $-14,000,000.0 | $14.0m | 0.55% | 100.00% |
Based on the financial data provided, for the last four quarters, both interest income and interest expenses have been minimal relative to total revenue. The interest expense ratios calculated for each quarter are well below the 5% threshold. The company's interest dealings appear to be incidental to their main business operations rather than a significant source of income or expense.
Operational Ethics
PassBased on review of company disclosures and public information, there is no evidence of significant ongoing associations with entities involved in human rights violations. The company's operations are primarily focused in the United States through independent insurance agencies.
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