Comerica
0.87 %
16.46 %
Yet to be announced
Company Overview
Comerica Incorporated provides various financial products and services. It operates through Commercial Bank, Retail Bank, Wealth Management, and Finance segments. The Retail Bank segment provides personal financial services, such as consumer lending, consumer deposit gathering, and mortgage loan origination. The Finance segment engages in the securities portfolio, and asset and liability management activities.
Revenue Sources
FailBased on the financial data provided, Comerica is fundamentally a banking institution that generates its revenue primarily through interest-based lending activities. This is inherent to its core business model as a traditional bank.
Reliance on Interest
| Reporting Date | Total Revenue | Total Expense | Interest Income | Interest Expense | Interest Income Ratio | Interest Expense Ratio |
|---|---|---|---|---|---|---|
| March 31, 2025 | $829.0m | $349.0m | $575.0m | $349.0m | 69.36% | 100.00% |
| Dec. 31, 2024 | $825.0m | $392.0m | $575.0m | $392.0m | 69.70% | 100.00% |
| Sept. 30, 2024 | $811.0m | $448.0m | $534.0m | $448.0m | 65.84% | 100.00% |
| June 30, 2024 | $824.0m | $438.0m | $533.0m | $438.0m | 64.68% | 100.00% |
Looking at the most recent four quarters of financial data, interest income and interest expense make up a substantial portion of Comerica's revenue and expenses. Interest income represents between 65-75% of total revenue across all quarters analyzed, while interest expense accounts for a significant portion of total expenses. This indicates that interest-based activities are central to Comerica's business model.
Operational Ethics
PassBased on available information from SEC filings and company materials, there is no evidence of significant ongoing associations with entities involved in human rights violations.
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