First Capital Inc.
Company Overview
First Capital Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers in Indiana and Kentucky. The company accepts various deposit products, including non-interest bearing demand deposits, NOW accounts, money market accounts, regular savings accounts, and time deposits.
The bank also provides various lending products including residential mortgage loans, construction loans, commercial business loans, and consumer loans. Additionally, it offers online banking services, mobile banking, and ATM services.
Use of Interest
| Reporting Date | Total Revenue | Total Operating Expense | Interest Income | Interest Expense | Interest Income Ratio | Interest Expense Ratio |
|---|---|---|---|---|---|---|
| Sept. 30, 2024 | $10.93m | $4.1m | $9.12m | $4.1m | 83.52% | 100.00% |
| June 30, 2024 | $10.68m | $3.56m | $8.66m | $3.56m | 81.06% | 100.00% |
| March 31, 2024 | $10.5m | $3.24m | $8.6m | $3.24m | 81.91% | 100.00% |
Company Impact
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