Fifth Third Bancorp
0.77 %
3.36 %
Yet to be announced
Company Overview
Fifth Third Bancorp operates as a diversified financial services company in the United States. Its branch banking segment provides deposit and loan products to individuals and small businesses. The Consumer Lending segment engages in direct lending activities that include origination, retention, and servicing of residential mortgage and home equity loans or lines of credit. The Wealth & Asset Management segment provides various investment alternatives for individuals, companies, and not-for-profit organizations.
Revenue Sources
PassBased on the financial data provided, Fifth Third Bancorp primarily generates revenue through banking and financial services including interest income from loans, fees from banking services, and investment management. While some of these activities may be speculative in nature, they involve actual asset exchanges and value creation rather than gambling.
Reliance on Interest
| Reporting Date | Total Revenue | Total Expense | Interest Income | Interest Expense | Interest Income Ratio | Interest Expense Ratio |
|---|---|---|---|---|---|---|
| March 31, 2025 | $2.13b | $995.0m | $1.44b | $995.0m | 67.43% | 100.00% |
| Dec. 31, 2024 | $2.17b | $1.09b | $1.44b | $1.09b | 66.24% | 100.00% |
| Sept. 30, 2024 | $2.13b | $1.25b | $1.42b | $1.25b | 66.65% | 100.00% |
| June 30, 2024 | $2.08b | $1.23b | $1.39b | $1.23b | 66.62% | 100.00% |
Analysis of the last four quarters shows that interest income represents between 65-67% of total revenue, while interest expense accounts for approximately 57-59% of total expenses. This indicates that interest is a core component of the company's business model, as is typical for traditional banking institutions.
Operational Ethics
PassBased on available information from SEC filings and public sources, there is no evidence of significant ongoing associations with entities involved in human rights violations such as the state of Israel or the Chinese Communist Party.
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