Humana

Halal Rating :
Comfortable
Last Price $256
Market Cap $30.98b
1D Change

-0.82 %

1 Year Change

-28.85 %

Next Earnings Date

Yet to be announced

Company Overview

Humana Inc. operates through three segments: Retail, Group and Specialty, and Healthcare Services. As of December 31, 2021, Humana had approximately 17 million members in medical benefit plans.

Revenue Sources

Pass

Based on review of Humana's financial statements and business activities, their primary revenue streams come from health insurance premiums and healthcare services, which are halal activities. The company does not derive material revenue from any haram products or services like gambling, alcohol, tobacco, or other prohibited items.

Reliance on Interest

Reporting Date Total Revenue Total Expense Interest Income Interest Expense Interest Income Ratio Interest Expense Ratio
March 31, 2025 $32.11b $30.26b - $160.0m 0.00% 0.53%
Dec. 31, 2024 $29.21b $29.92b - $164.0m 0.00% 0.55%
Sept. 30, 2024 $29.4b $28.84b - $169.0m 0.00% 0.59%
June 30, 2024 $29.54b $28.57b - $168.0m 0.00% 0.59%

For the most recent four quarters, interest expense represents a small portion of total expenses, consistently staying below 0.6% of total expenses. This level of interest expense is considered incidental to operations rather than a core part of the business model.

Operational Ethics

Pass

After reviewing available information, there is no evidence of significant ongoing associations with entities involved in human rights violations. The company's operations are primarily focused in the United States healthcare market.

Rating Justification

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