NVR
0.65 %
-4.58 %
Yet to be announced
Company Overview
NVR, Inc. operates as a homebuilder in the United States. The company operates in two segments, Homebuilding and Mortgage Banking. It engages in the construction and sale of single-family detached homes, townhomes, and condominium buildings under the Ryan Homes, NVHomes and Heartland Homes names.
Revenue Sources
PassBased on analysis of NVR's financial statements and business operations, their revenue is primarily derived from homebuilding and mortgage banking operations. The homebuilding segment generates revenue through the construction and sale of homes, while the mortgage banking segment facilitates home purchases through loan origination services. Neither of these core business activities are inherently haram.
Reliance on Interest
| Reporting Date | Total Revenue | Total Expense | Interest Income | Interest Expense | Interest Income Ratio | Interest Expense Ratio |
|---|---|---|---|---|---|---|
| March 31, 2025 | $2.4b | $2.0b | - | $7.45m | 0.00% | 0.37% |
| Dec. 31, 2024 | $2.85b | $2.31b | - | $7.01m | 0.00% | 0.30% |
| Sept. 30, 2024 | $2.73b | $2.23b | - | $7.05m | 0.00% | 0.32% |
| June 30, 2024 | $2.61b | $2.12b | - | $6.9m | 0.00% | 0.33% |
Looking at the most recent four quarters, NVR's interest expenses represent a very small portion of their total expenses. The interest expense ratios have consistently remained well below the 5% threshold for all analyzed quarters. The company maintains a conservative financial structure with minimal debt relative to its operational scale.
Operational Ethics
PassAfter reviewing NVR's operations and public disclosures, there is no evidence of significant business relationships or operations with the state of Israel or the Chinese Communist Party. The company's operations are primarily focused in the United States.
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