Oxbridge Re Holdings Ltd
-5.53 %
71.14 %
Yet to be announced
Company Overview
Oxbridge Re Holdings Limited is a specialty property and casualty reinsurance company that provides reinsurance solutions through its subsidiaries. The company primarily underwrites fully collateralized reinsurance contracts for property catastrophe insurance, specifically focusing on United States, Caribbean and worldwide risks.
The company's main business model involves writing reinsurance contracts and earning premiums while managing risk through careful underwriting and portfolio diversification. They also generate investment income from their investment portfolio which consists primarily of fixed-income securities and cash equivalents.
Revenue Sources
PassBased on review of the company's financial statements and business model, Oxbridge Re's primary revenue comes from reinsurance premiums and investment income from permissible fixed-income securities. The company's core business of property catastrophe reinsurance involves risk transfer and actual service provision, not gambling. While reinsurance involves uncertainty, it represents a legitimate risk management service with tangible value exchange between parties.
Reliance on Interest
| Reporting Date | Total Revenue | Total Expense | Interest Income | Interest Expense | Interest Income Ratio | Interest Expense Ratio |
|---|
Looking at the last four quarters of financial data, the company reports zero interest expense and zero interest income across all periods. The company operates with a fully collateralized reinsurance model that does not rely on debt financing. Their investment activities appear to be conducted in a Shariah-compliant manner without significant interest-based income.
Operational Ethics
PassBased on available information from SEC filings and company disclosures, Oxbridge Re operates primarily in the United States and Caribbean region. There is no evidence of current material business relationships or operations with Israel or the Chinese Communist Party. The company's geographical focus and operational footprint do not indicate concerning associations with human rights violators.
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